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Uncategorized • August 3, 2026

Mortgage Monday Update~August 3, 2026

by Therese MacGregor

Latest National Average Mortgage Rates 30-Year Fixed: 6.78% 15-Year Fixed: 6.11% Mortgage rates have ticked up this week but remain below 7%.

While higher rates can affect affordability, buyers can often improve their options by comparing multiple lenders, exploring different loan programs, and negotiating seller concessions. Even a small difference in your interest rate can make a significant impact over the life of your loan.

If you’re thinking about buying, selling, or simply want to understand what these rates mean for the Southern Oregon market, I’d be happy to help.

Therese MacGregor Coldwell Banker Professional Group Your Southern Oregon Realtor

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