Mortgage Update 9/21/2026

Mortgage rates moved up this week, with the latest national average at 7.20% for 30-year fixed mortgage and 6.83% for a 15-year fixed mortgage.
Higher rates can affect purchasing power, but they don’t necessarily mean buyers need to put their plans on hold.

Home prices have “softened” so there are more home options available

This is a good time to talk with a trusted lender, understand your monthly payment, and look at all of the financing options available to you.
Here in Southern Oregon, every home and every buyer’s situation is different.

If you’re thinking about buying or selling, I’d be happy to help you navigate today’s market and find the approach that works best for you.