Latest national mortgage rate snapshot: 30-Year Fixed: 6.58% 15-Year Fixed: 5.96%

Mortgage rates have moved up a bit, but that doesn’t mean buyers should automatically put their plans on hold.

Every buyer’s situation is different, and the rate you’re offered depends on factors such as credit, down payment, loan program, and lender. Shopping around and having a good lending team can make a difference. If you’re thinking about buying or selling in Southern Oregon, I’m always happy to help you look at the bigger picture and decide what makes sense for you.

Therese MacGregor

Coldwell Banker Professional Group

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Living in Southern Oregon means enjoying beautiful summers—but it also means staying prepared during fire season. • Trim dry grass and brush around your home. • Clean leaves and pine needles from your roof and gutters. • Keep tree branches away from your roof and chimney. • Make sure your address is clearly visible from the street. • Have an emergency evacuation plan for your family and pets. A few minutes of preparation today can make a big difference tomorrow. Stay safe, and if you have questions about preparing your home before buying or selling, I’m always happy to help. Your Southern Oregon Realtor Therese MacGregor Coldwell Banker Professional Group

Just like a favorite sugar cookie recipe, finding the right home takes the perfect mix of ingredients—location, timing, and a little patience. Whether you’re dreaming of buying your first home, moving into a place that better fits your lifestyle, or getting ready to sell, I’m here to help make the process as smooth as possible. The Southern Oregon real estate market continues to offer opportunities for both buyers and sellers. If you’re curious about your home’s value or want to talk about your next move, I’d love to help. What’s your favorite sugar cookie memory? Homemade, decorated, or fresh from the bakery? Share it in the comments!

Therese MacGregor

Coldwell Banker PG

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Just like the perfect piece of chocolate, the perfect home is all about finding the right fit.
Whether you’re dreaming of a cozy cottage, a home with a beautiful backyard, or a place where you
can create sweet memories with family and friends, I’m here to help make that dream a reality.
Today, treat yourself to your favorite chocolate and enjoy the little things that make life special.
If buying or selling a home is on your mind this summer, I’d be happy to answer your questions and
help you take the next step.
Your Southern Oregon Realtor
Therese MacGregor
Coldwell Banker Professional Group
What’s your favorite chocolate treat?

A new week is a great time to check in on the Southern Oregon real estate market.
While interest rates continue to be an important factor, many buyers and sellers are finding
opportunities by focusing on their long-term goals rather than trying to perfectly time the market.
This week’s market reminder:
• Well-priced homes continue to attract attention.
• Buyers have more choices than they did a year ago, creating opportunities to negotiate.
• Sellers who prepare their homes well and price them strategically are seeing the best results.
Whether you’re thinking about buying, selling, or simply curious about your home’s current value,
staying informed helps you make confident decisions.
If you have questions about today’s market or would like a complimentary home value estimate, I’d
be happy to help.
Have a wonderful Monday and a great week ahead!

Therese MacGregor

As we get ready to celebrate the Fourth of July, I’m reminded that home is where so
many of our favorite memories are made—backyard barbecues, family gatherings,
fireworks, and time spent with friends and neighbors.
Whether you’re staying close to home or heading out for the holiday, I hope you have a
safe, fun, and relaxing weekend.
A few quick holiday reminders:
• Follow local fireworks safety guidelines.
• Keep an eye on grills and outdoor fire hazards.
• Stay hydrated, especially with the warm weather.
• Don’t forget your pets—many become anxious during fireworks.
Wishing everyone in Southern Oregon a wonderful Independence Day filled with
gratitude, laughter, and great memories.
Happy Fourth of July!
Therese MacGregor
Coldwell Banker Pro West Real Estate

Living in Southern Oregon reminds us how important our wildland firefighters are. Their courage,
dedication, and long hours help protect our homes, our communities, and the places we love.
Today, let’s take a moment to thank the men and women who put themselves in harm’s way to
keep us safe.
As homeowners, it’s also a good reminder to:
• Keep brush and dry vegetation trimmed back.
• Create defensible space around your home.
• Review your family’s emergency preparedness plan.
A little preparation today can make a big difference tomorrow.
Thank you to all our wildland firefighters for your incredible service!
Therese MacGregor
REALTOR® | Coldwell Banker Professional Group